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|The KTLN Kalkan guide to managing your holiday money|
|Tuesday, 01 May 2012|
Most people have a budget for their holidays. You want to get value for money, and make your money go as far as possible.
What's best - cash or plastic? Should you exchange your money at home, or here in Kalkan?
As the tourist season gets underway, we look at the options for managing your holiday money. Expats may also find this article of interest.
For general tips and advice, we recommend taking a look at the Money Saving Expert web site: Cheap Travel Money
Sterling from a Kalkan ATM - Garanti Bank
We have withdrawn sterling from a Nationwide current account, at Garanti Bank in Kalkan. There were no fees charged for this transaction, (by Nationwide or Garanti Bank), and we were able to shop round for the best exchange rate in town.
We can't say what fees, if any, would be charged by other UK banks, for a sterling withdrawal in Kalkan, but if you try it out, do let us know how you get on with charges.
No other Kalkan banks currently dispense sterling from their ATMs, but some banks do have plans to introduce this facility. We will let you know when anything changes.
Some ATMs in Kalkan dispense Euros - handy if you are going to the Greek island of Meis.
Where is best to exchange currency?
Based upon previous experience, we believe that generally speaking, the rates on offer here in Kalkan are better than in the UK.
To help you decide, KTLN has the rates currently available 'on the street' in Kalkan. See the right hand side of our home page.
When shopping, if you have sterling, ask shopkeepers what exchange rate they are using. Some will offer slightly better exchange rates to encourage you to buy.
Debit and Credit card fees in Turkey
Please note, that unless stated otherwise, the cards referred to below are for standard customer accounts. If you have special terms, because you are a high value customer, you may find that some of these fees do not apply.The following data is correct as at 1st May 2012.
These rates apply to DEBIT cards.
These rates apply to CREDIT cards.
*Halifax Clarity credit card, has no fees for usage abroad - whether it is used in shops or when used at an ATM. There may be a small interest charge though, as you are effectively taking a cash advance. You may also like to know that this credit card is useful when booking flights, as it does not normally attract the payment fees. Check before you book.
** Nationwide 'Rewards for Abroad' scheme: For every £5 you spend on purchases in sterling, you earn the right to spend £1 on purchases in a non sterling currency without being charged commission.
Please note that with the Nationwide Select credit card, there is no charge for purchases made abroad.
Tell your bank you are travelling
This is because some banks monitor patterns of card usage and if your card suddenly starts appearing in a foreign country transactions may be seen as a potential fraud situation and you may find your payments will not be authorised.
This would particularly be the case for larger transactions. If you let them know in advance you are going abroad, they will make a note and are less likely to query anything.
The first one is on security, and has tips on how to keep your valuables, including money, safe, whilst you are on holiday: Home Security
The other article tells you what to do, if the worst happens, and your money and/or valuables are lost or stolen: Theft, robbery or loss of propertyTurkish cards
If you have a Turkish bank debit card you can use it in local retail establishments however you will find that you may not be able to use them in the ATMs of other banks in Kalkan.
Here is a summary of where you can use your Turkish debit cards (for banks in Kalkan only):
Every bank in Kalkan has an outside ATM which is available 24/7. There are also a couple of standalone machines in town, (Deniz Bank and Akbank).
Dalaman airport discounts
To find out more, check out this link: KTLN Exclusive Offers
Kalkan Turkish Local News - your window on Kalkan Turkey.
|Last Updated on Thursday, 03 May 2012|